Types of Student Loans

A student loan helps you get through college. Then you come out into a high-paying career. It’s a great investment in your (or your sons or daughters) future.

Student loans generally give you a good deal. You get below-market interest rates, and you get a $2500 federal tax credit on interest paid over any period of time (previously first 60 months only) (more…)

Federal Student Loans

You have gotten all the grants and scholarships you can, but you still need money for your education. It’s time to look at loans. But which is better – federal loans or private loans? (more…)

PLUS Student Loans

At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load. An alternative is for parents to help out by taking out loans themselves. But which is the better option – student loans or parent loans? Each has distinct advantages and uses. (more…)

Private Student Loans

If savings, grants, scholarships, and federal loans don’t cover the cost of your education, it’s time to turn to private loans. But young college students can’t qualify for a private loan, can they? Wrong! This article addresses this and other myths about student loans that you may run into. (more…)

Refinancing Student Loans

Let’s face facts. Going to college these days, especially private universities, is no cheap task and can put you well into debt before you even enter the “real world” for yourself. Most people, especially young college students, do not have the tens of thousands of dollars to pony up every year for college tuition either. (more…)

Consolidating College Student Loans

If you run a home business, you know that budgets can be pretty tight. Saving money wherever possible can be the difference between the business that succeeds and the one that fails. This article represents a broad survey of things you can do, from consolidating your student loans to getting small business deals on supplies, that will help you spend less each month. (more…)